Certificates of deposit

Premium Bundle Rewards Savings - two women using a phone - many potted house plants in background

Saving more by locking-in a higher rate than your regular savings account to help you reach your goals.

Minimum opening deposit $1,000 ($100 for members under 18) Three months to 48 months Accessibility Early withdrawal penalties apply NCUA insured up to $250,000 Subsequent deposits of $100 or more Available with terms of 3, 6, 12, 18, or 24 months. More details Telephone teller support Online banking access

Rates

CDs

Certificates of Deposit

Annual percentage yield 1

Interest rate with OnPoint Rewards 2

APY with OnPoint Rewards 2

Rates Effective: 09-09-2024

1 Annual percentage yield subject to change.

2 Additional products and services are required to qualify for the OnPoint Rewards rate. Please see an OnPoint representative for more information or click here.

3 Subsequent deposits of $100 minimum each are allowed on certificates of deposit with terms of 3, 6, 12, 18, or 24 months. For minors 17 years of age or younger opening a 3, 6, 12, 18, or 24 month certificate of deposit, the minimum balance requirement is $100.00 and subsequent deposits ($100 minimum each) are allowed. All deposits exclude promotional offerings unless otherwise stated.

Booster Rate Certificate of Deposit. You may elect to adjust your rate, based on the rate currently offered for this
account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate
offers. Booster Rate applies to Certificate of Deposits opened prior to May 1, 2023.