No fees. 1 And a J.D. Power award winner for the past six years.* Welcome to checking designed just for you.
The Schwab Bank Investor Checking™ account is conveniently linked to a Schwab One ® brokerage account, 2 so you get all the features of our award-winning checking account plus the cash management solutions you need in one place, with a single login.
Schwab Bank Investor Checking accounts are FDIC-insured. Schwab One brokerage accounts are not FDIC-insured; are not deposits; and may lose value.
Transfer cash between your brokerage and checking accounts in seconds 3 and access it instantly for trading and investing.
With no monthly service fees or overdraft fees, you'll have more money to invest.
No foreign transaction fees, unlimited ATM fee rebates for cash withdrawals worldwide, 4 and the Schwab Security Guarantee.
*Charles Schwab received the highest score in the checking segment of the J.D. Power 2019–2024 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The J.D. Power 2024 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.
Are you more of a visual learner? Then watch our in-depth video and see for yourself the many advantages a Schwab Bank Investor Checking account offers investors.
Narrator: Schwab Bank Investor Checking™—the checking account built for investors.
On-screen text: Disclosure: Charles Schwab received the highest score in the checking segment of the J.D. Power 2019-2024 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The J.D. Power 2024 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.
Narrator: Named highest in client satisfaction by J.D. Power for six years in a row…
With Investor Checking, you get the award-winning features of our checking account, plus cash management solutions, all designed for investors like you.
On-screen text: Disclosure: Schwab Bank’s Investor Checking™ account has no account maintenance or activity fees. Fees may be assessed for additional services such as custom check orders, outgoing wires, or rush delivery. Review Schwab Bank’s full Deposit Account Pricing Guide or contract Schwab Bank at 888-403-9000. Schwab Bank reserves the right to amend these terms at any time.
Narrator: With Unlimited ATM fee rebates worldwide…
Unlimited ATM fee rebates for cash withdrawals worldwide…
No overdraft fees…
On-screen text: Disclosure: Lock your card if it’s lost or stolen, if you suspect fraud, or if you won’t be using it. You can lock your card if it is activated and in good status. Locking blocks cash advances, ATM withdrawals, and purchases at point of sale, online, or over the phone. The account is still active and you can still see your balances. Note that even if your card is locked, the following transactions still continue: Recurring transactions and bill payments. Credits and reversals. We’ll notify you anytime the card is locked and unlocked. For assistance in locking or unlocking the card or to file a fraud claim, contact us at 888-403-9000.
Narrator: and enhanced security features to keep your money safe.
On-screen text: Disclosure: The Schwab Bank Investor Checking account is available only as a linked account with Schwab One® brokerage account. The Schwab One brokerage account has no minimum balance requirements, no minimum balance charges, no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking Account.
Narrator: Also, because your Investor Checking account is linked to your Schwab One ® brokerage account…
On-screen text: Disclosure: Requires a wireless signal or mobile connection. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. Functionality may vary by operating system and/or device. Mobile carrier data charges may apply.
Narrator: you can manage your checking and investing in one convenient location.
On-screen text: Disclosure: In general, cash moved from your brokerage account is available in seconds; however, during weekend and after-hours, it may not be available until the next business day.
Narrator: Moving funds between your accounts is easy. Cash moved to your brokerage account is available in seconds.
That means you can stop waiting and start investing in stocks, bonds, money market funds, and more.
Get more with Schwab Bank Investor Checking—the checking account built for investors.
Close modal Video TranscriptNarrator: Schwab Bank Investor Checking™—the checking account built for investors.
On-screen text: Disclosure: Charles Schwab received the highest score in the checking segment of the J.D. Power 2019-2024 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The J.D. Power 2024 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.
Narrator: Named highest in client satisfaction by J.D. Power for six years in a row…
With Investor Checking, you get the award-winning features of our checking account, plus cash management solutions, all designed for investors like you.
On-screen text: Disclosure: Schwab Bank’s Investor Checking™ account has no account maintenance or activity fees. Fees may be assessed for additional services such as custom check orders, outgoing wires, or rush delivery. Review Schwab Bank’s full Deposit Account Pricing Guide or contract Schwab Bank at 888-403-9000. Schwab Bank reserves the right to amend these terms at any time.
Narrator: With Unlimited ATM fee rebates worldwide…
Unlimited ATM fee rebates for cash withdrawals worldwide…
No overdraft fees…
On-screen text: Disclosure: Lock your card if it’s lost or stolen, if you suspect fraud, or if you won’t be using it. You can lock your card if it is activated and in good status. Locking blocks cash advances, ATM withdrawals, and purchases at point of sale, online, or over the phone. The account is still active and you can still see your balances. Note that even if your card is locked, the following transactions still continue: Recurring transactions and bill payments. Credits and reversals. We’ll notify you anytime the card is locked and unlocked. For assistance in locking or unlocking the card or to file a fraud claim, contact us at 888-403-9000.
Narrator: and enhanced security features to keep your money safe.
On-screen text: Disclosure: The Schwab Bank Investor Checking account is available only as a linked account with Schwab One® brokerage account. The Schwab One brokerage account has no minimum balance requirements, no minimum balance charges, no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking Account.
Narrator: Also, because your Investor Checking account is linked to your Schwab One ® brokerage account…
On-screen text: Disclosure: Requires a wireless signal or mobile connection. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. Functionality may vary by operating system and/or device. Mobile carrier data charges may apply.
Narrator: you can manage your checking and investing in one convenient location.
On-screen text: Disclosure: In general, cash moved from your brokerage account is available in seconds; however, during weekend and after-hours, it may not be available until the next business day.
Narrator: Moving funds between your accounts is easy. Cash moved to your brokerage account is available in seconds.
That means you can stop waiting and start investing in stocks, bonds, money market funds, and more.
Get more with Schwab Bank Investor Checking—the checking account built for investors.
